Funding Circle

Funding Circle is a marketplace where investors, including the Government–backed British Business Bank, local councils and individuals, can get great returns by lending to established small businesses.

Investors lend to creditworthy businesses, and by lending to lots of businesses they can spread their risk
Businesses can borrow from a range of different investors who can fund part of a loan, which is typically what individual investors will do, or fund all of the loan
With no banks and no middlemen, investors can get great returns and businesses can get faster access to finance
Remember you are lending to businesses, so your capital is at risk